I don't have a debit card. Can I participate in CardCash^™?
You must have a debit card to participate in CardCash^™. If you do not have a debit card, talk to your financial institution representative about acquiring one. [return to top]

Which checking accounts are eligible for CardCash^™?
Please contact the local branch of your financial institution to determine which accounts are eligible to enroll in CardCash^™. [return to top]

What are CardCash^™ Earnings?
You will accumulate CardCash^™ Earnings for every qualifying non-PIN debit card purchase you make that exceeds the monthly minimum spend threshold of $700 after enrollment in CardCash^™. [return to top]

What is the limit on my CardCash^™ Earnings?
You can earn UNLIMITED cash back per annual reward period from the date of enrollment.[return to top]

What are qualifying non-PIN debit card purchases?
Only debit card purchases processed as credit (or non-PIN) are eligible. You may or may not be asked to sign a receipt. Transactions processed through debit networks (i.e., PIN-less, electronic withdrawals using the ACH system, point-of-sale PIN transactions, ATM transactions, checks, wire transfers, deposits, transfers) do not count. You must exceed a minimum of $700 in non-PIN debit card purchases each monthly period to begin qualifying for your CardCash^™ Earnings for that period. These purchases must post and clear your account within the period in order to qualify. Please refer to the Terms & Conditions for more details.[return to top]

Do online purchases qualify as non-PIN debit card purchases?
Yes, typically. Online purchases are usually processed through the credit card network and therefore would be eligible. [return to top]

How do I earn my CardCash^™ Earnings?
Once you have enrolled for CardCash^™ your debit card will automatically begin accumulating CardCash^™ Earnings for every qualifying non-PIN debit card purchase. These purchases can be for any dollar amount. You must exceed a minimum of $700 in non-PIN debit card purchases each monthly period to begin qualifying for your CardCash^™ Earnings for that period. [return to top]

How do I check my CardCash^™ Earnings?
In order to check your CardCash^™ Earnings, you must provide your email address. CardCash^™ Earnings are reported to you via monthly eStatements from CardCash^™. You can also log in at www.CardCash.us to check your CardCash^™ Earnings. If you do not have an email address, you can visit any local branch of your financial institution for more information. [return to top]

What if I have more than one debit card tied to my checking account?
Qualifying non-PIN debit card purchases from all debit cards tied to your checking account will collectively count toward your CardCash^™ Earnings. You must exceed a minimum of $700 in non-PIN debit card purchases each monthly period to begin qualifying for your CardCash^™ Earnings for that period. [return to top]

What if I have more than one checking account?
CardCash^™ Earnings are accrued separately for each checking account. You can earn UNLIMITED cash back per annual reward period on each of your checking accounts for all qualifying non-PIN debit card purchases. [return to top]

How will I receive my CardCash^™ Earnings?
Your CardCash^™ Earnings will be paid within 30 days of your Cash Back Reward Date after all qualified non-PIN debit card purchases from your Cash Back Reward period are processed. Your CardCash^™ Earnings will be automatically credited to your checking account. You will receive an earnings alert email notifying you of your CardCash^™ Reward. Refer to the Terms & Conditions for more details.[return to top]

Will my CardCash^™ eStatement arrive at the same time as my checking account statement?
You will receive a monthly eStatement with up-to-date CardCash^™ Earnings once the transaction file is processed from your financial institution. Transaction files are processed monthly once received from your financial institution and are based on your CardCash^™ enrollment date.[return to top]

How do I view the current month's transactions in CardCash^™?
You may log in to your account at www.cardcash.us. Your debit card transactions are not reflected in real time. You will receive a monthly eStatement with the previous period's transaction information once the file from your financial institution has been processed.[return to top]

I would like to receive my CardCash^™ eStatement at more than one email address. How do I add an additional email address to my account?
Only one email address may be enrolled per CardCash^™ account. Additionally, an email address may only be used for one CardCash^™ account.[return to top]

I closed my checking account. Will I still receive my CardCash^™ Earnings?
CardCash^™ Earnings are not considered earned until they are actually paid. Therefore, if you close your checking account before the CardCash^™ Earnings are deposited into your account, you will forfeit your CardCash^™ Earnings.[return to top]

How are my CardCash^™ Earnings calculated?
Qualified purchases will earn cash back as follows per earnings period: 1.00% on qualified monthly purchases totaling $700.01 - $1,000.00, 0.50% on qualified monthly purchases totaling $1,000.01 - $1,500.00, 0.25% on qualified monthly purchases totaling $1,500.01 and higher. Maximum UNLIMITED annual cash back earning applies. [return to top]